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Closed Posted Mar 9, 2015 Paid on delivery
Closed Paid on delivery

Micro-Sacco App

The main purpose of this product is to enable people easily save and access loans from their mobile phones but this loans will be guaranteed by other members. This will reduce the credit risk on the lending agency .The model will basically operate within the group saving and lending plans e.i. Chama ,Sacco .

As the groups grow and borrow they will build up their credit worthiness and bigger borrowing and investment products will be offered by the financial institution.

1 An individual should also be able to join alone,

2 Give all paper work online including, ID, pin, securities

[login to view URL] approved online

[login to view URL] should be able join via facebook, and invite friends

5. member should be able to see their statements

[login to view URL] each other,

[login to view URL] various products including, member loans, car loans etc( note they have different repayment periods and interest rates

other details shall be provided,

The bigger picture, is to allow members and non members to access loans online without having the need to come to the offices, the amount shall be disbursed to their bank accounts, mobile money or even cheques.

The big picture

Anyone with access to a phone or internet can join a sacco/chama with a group of people that he is familiar with .being in a group means people can encourage each other to borrow so that they can raise their savings and borrow more .Mobile penetration in Kenya is over 70 % meaning there is a great potential .Over 10m of Kenya working population is in the informal sector .At the end of every year members like in any other sacco earn dividends .

Graphic Design HTML PHP Website Design

Project ID: #7274588

About the project

48 proposals Remote project Active Apr 15, 2015

48 freelancers are bidding on average $1287 for this job

meet2amitvw

Let's discuss over freelancer Personal Message Box for the proper estimation of cost and time. I am myself developer so you will directly work with me. No mediators. No managers. No subcontractors. see my recent More

$1469 USD in 20 days
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goutam08

A proposal has not yet been provided

$1263 USD in 36 days
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sritechnocrat

Hello Sri Technocrat will provide fully interactive website for your project. As per the detail, Sri Technocrat will provide three template functional schemes and sample pages to make your choice for layout. It will More

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ssahilsl

Greetings from WordPress DeveloperInc, HIRE an expert team of WordPress, Web Designers, PHP and eCommerce Coders. Experience 7+ yrs, 300+ websites delivered, 20+ team members. We show our clients work-in-progress via a More

$1184 USD in 20 days
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7.4
mikeblane

Warm Regards, I am pleased to inform you that your PR matches our expertise who own all the right credentials to execute this job in a very proficient way with a proven track record which shows our dedication towards s More

$1315 USD in 20 days
(73 Reviews)
6.8
akilkhatri

Dear Sir, I am really interested to work on this project, I can start the work now , and can provide the best services from my end. Please come on chat to discuss more about the project. Regards, Akil Khatri

$1578 USD in 20 days
(54 Reviews)
5.2
LookAroundAdv

Dear Sir, we are a web agency interested to develop your website. Our team of highly experienced professionals is ready to work! Please come on chat to discuss details. Best regards, LookAround Advertising Staff

$842 USD in 3 days
(7 Reviews)
4.4
wavetechline24

Dear Sir, I have analysed your requirements and can work on it. I can guarantee quality work on time with testing and support.I can provide you with attractive designs as per your requirements. Please PM for fur More

$920 USD in 20 days
(16 Reviews)
3.5
echoinnovate

How are you doing? Thanks for giving an opportunity to introduce our creative dedicated offshore IT development team expertise on web, graphic designing and mobile apps. It seems to be pretty easy project to us. We wi More

$1350 USD in 27 days
(2 Reviews)
3.3
Esachin

A proposal has not yet been provided

$842 USD in 7 days
(14 Reviews)
3.8
dino4udodino4udo

A proposal has not yet been provided

$838 USD in 20 days
(0 Reviews)
0.0
Tantrans

Hi, we have team of experts who can do job very well. We assure you the best quality and quick turn around time. please get back to us to discuss in more detail and we well share some of our reference work. thanks, More

$1667 USD in 30 days
(0 Reviews)
0.0