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Canadian Debt Settlement & Credit Rebuilding Specialist Needed I am seeking an experienced Canadian credit and debt settlement professional to help me achieve two objectives simultaneously: Negotiate and settle several older debts for less than the full balances owed. Develop and coach me through a practical, step-by-step plan to improve my credit profile and increase my credit score over time. My primary goal is to resolve outstanding accounts as cost-effectively as possible while pursuing the best available credit reporting outcome permitted under Canadian credit reporting practices. Where appropriate, I would like guidance on settlement options, account updates, goodwill requests, and any other legitimate strategies that may help improve my credit standing. I am not looking for a quick fix. I prefer a thorough, well-planned approach focused on long-term financial health rather than temporary score manipulation. The successful candidate should have direct experience working within the Canadian credit system and be familiar with: Equifax Canada TransUnion Canada Canadian banks, lenders, and collection agencies Consumer reporting practices in Canada Provincial debt collection regulations Credit rebuilding strategies commonly used by Canadian consumers I am open to proven methods, including but not limited to: Debt settlement negotiations Hardship or goodwill letters Pay-for-delete requests where appropriate and available Credit report reviews and dispute guidance Secured credit card strategies Credit utilization optimization Payment history rebuilding Long-term credit score improvement planning Deliverables Success will be measured through the following deliverables: A written settlement strategy for each account, including negotiation approach and expected settlement range Copies of all correspondence prepared for creditors and collection agencies A month-by-month credit rebuilding roadmap with measurable milestones Regular progress updates as accounts are resolved and credit goals are achieved Clear explanations of all recommendations and actions in plain, understandable language Preferred Qualifications Preference will be given to professionals who: Have proven experience helping Canadians settle debt and rebuild credit Can demonstrate successful outcomes with Equifax Canada and TransUnion Canada reporting Understand how Canadian lenders evaluate credit applications Have experience dealing with major Canadian banks, finance companies, and collection agencies Communicate clearly and transparently throughout the engagement When applying, please provide specific examples of Canadian debt settlement and credit rebuilding cases you have handled, including typical settlement outcomes and credit score improvements achieved for clients in situations similar to mine.
Project ID: 40684819
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Active 7 days ago
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7 freelancers are bidding on average $131 CAD for this job

Hello, I can provide structured, practical support for your Canadian debt settlement and credit rebuilding goals, with a focus on legitimate, sustainable strategies rather than short-term score manipulation. I can help organize and develop: • Account-by-account settlement strategies and negotiation priorities • Settlement correspondence, hardship and goodwill letters where appropriate • Credit report review and dispute guidance based on accurate information • A month-by-month credit rebuilding roadmap with measurable milestones • Guidance on utilization, payment history, secured credit, and responsible rebuilding • Clear progress tracking and plain-language explanations throughout the process I understand the importance of Canadian-specific considerations, including Equifax Canada, TransUnion Canada, creditors, collection agencies, and applicable provincial requirements. Recommendations will be based on the actual account information and applicable rules rather than assumptions or guaranteed outcomes. I will also keep expectations realistic: settlement terms and credit-reporting outcomes ultimately depend on the creditor, collector, bureau, and applicable regulations. I’m ready to review the accounts and build a clear action plan tailored to your situation.
$30 CAD in 1 day
5.5
5.5

Credit Score & Debt Settlement Good evening Overview I build reliable browser automation systems that replace repetitive web-based work with stable, maintainable Python solutions using Selenium and Playwright. My focus is on real-world automation that survives UI changes and dynamic content, not fragile demo scripts. What I Can Do Login and authenticated sessions Multi-step workflows and dashboards JavaScript-heavy data extraction File uploads, downloads, and scheduling Long-running automation with logging and monitoring How I Build Automation I use clean modular code, smart waiting strategies, structured error handling, retries, and configuration-driven design to ensure long-term reliability. Playwright is preferred for speed and stability, with Selenium used when compatibility is required. Strengths Resilient automation, realistic user behavior simulation, edge-case handling, performance optimization, and production-ready delivery. Professional & Practical Skills Problem Solving | Automation Thinking | Debugging Complex Flows | Reverse Engineering | Tool Building | Rapid Prototyping | Requirement Breakdown | Logical Thinking | Performance Awareness | Reliability Focus | Edge Case Handling | System Thinking | Continuous Learning | Independent Development | Client-Focused Solutions | Technical Communication | Documentation Writing | Task Prioritization | Deadline Handling | Production Readiness | Real-World Constraints. I’d love the opportunity to work on Credit Scor
$50 CAD in 1 day
4.1
4.1

Hi , ➡️ I read your project description, you want an experienced Canadian specialist to negotiate your debts and develop a long-term credit rebuilding roadmap? ⏺️ I specialize in Canadian debt settlement and credit restoration, with deep expertise in Equifax Canada and TransUnion Canada reporting. I will handle your negotiations with banks and collection agencies to settle balances for less than owed, while implementing a strategic, step-by-step plan to optimize your credit utilization and payment history. I provide clear deliverables, including written settlement strategies and a month-by-month roadmap focused on sustainable financial health. Regards, Muhammad Sabir
$150 CAD in 6 days
3.6
3.6

Financial & Credit Insight: A solid grasp of credit evaluation and financial analysis, allowing me to quickly assess credit profiles and accurately map out debt situations. Smart Negotiation Strategies: Experience building realistic, structured settlement plans designed to negotiate effectively with creditors and secure the best possible terms. Detail-Oriented Tracking: High precision when managing balances, terms, and agreements so every settlement is fully documented and legally sound. Clear, Professional Communication: Direct and persuasive communication skills, ensuring negotiations with creditors and updates with stakeholders run smoothly.
$100 CAD in 7 days
0.0
0.0

Olá Boa noite, Como vai ? Me interesso pelo projeto e ofereço os meus serviços, com uma metodologia segura e utilizada por empresas de credito americana garanto que com um planejamento eficiente chegaremos a um resultado positivo. Possuo experiência pois atuo em uma empresa crédito americana onde temos uma metodologia, de envio de cartas as beraus como Equifax, Transunion e Experian, negociação de dividas com credores, acompanhamento de pontuação e todo um processo que já funciona e melhora o crédito de vários clientes . Podemos fazer uma experiência para que conheça o meu plano de trabalho. Fico a disposição para esclarecimentos. Att Laila Policarpo
$250 CAD in 7 days
0.0
0.0

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