I work as a credit analyst for Standard Chartered Bank. My job is to analyze corporate and SME clients and determine whether to approve lending facilities for them. I am well versed with banking terminology and what goes into the process of loan disbursals. I have been doing this for the last 6 years. I can prepare a detailed document on the process for you, accounting for regulatory requirements (Reserve Bank of India mainly), internal policy guidelines that you should have, process flows for identifying, short listing, and acquiring SME/MSME borrowers, process flows for credit risk management, process flows for background checks and financial health of the borrower, process flows in the case of default / delinquencies etc.
If you would like to, then please share further details of what you require from the freelancer. I can work with you to provide the best possible results.